Here’s what bike-share companies in the U.S. typically say regarding insurance, liability, and rider responsibility. Most of them include legal disclaimers in their terms of service (TOS) that shift responsibility to the rider. 🚫 1. No Insurance Provided Most bike-share companies do not provide any insurance for: Example: Lime’s User Agreement“You understand and agree that … Read more
In the USA, shared bike insurance (like what’s offered in China by Mobike, Hellobike, Meituan) is not as common or standardized. However, here’s a breakdown of how it works—or doesn’t—depending on the system: 🚲 Shared Bike Programs in the USA The major bike-share systems include: 🚫 No Built-in Insurance for Riders Most U.S. bike-share systems … Read more
In China, cycle insurance (bicycle or e-bike insurance) is not legally mandatory, but it is increasingly popular—especially with the rise of e-bikes and bike-sharing services. Here’s a quick overview: 🚴♂️ Types of Cycle Insurance in China 🛵 Special Note on E-Bikes China has strict regulations on electric bikes. Many cities now require: 🏦 Where to … Read more
🇨🇦 Attorney Law in Canada – Overview In Canada, attorneys are commonly referred to as lawyers, and the legal profession is regulated at the provincial and territorial level, not federally. This means the rules and requirements for becoming and practicing as a lawyer vary by province, but there are core standards across the country. ⚖️ … Read more
Buying a car with a credit card in the UK can offer several benefits, but it also comes with risks and limitations. Here’s a clear breakdown of the main benefits, followed by cautions to consider: ✅ Benefits of Buying a Car with a Credit Card in the UK 1. Section 75 Protection 2. Spreading the … Read more
Rental car insurance is not always mandatory in the U.S., but some types of coverage may be legally required or strongly recommended, depending on your personal situation and the state you’re renting in. ✅ What’s Legally Required? 1. Liability Insurance — ✅ Yes, Mandatory 🚫 What’s Not Legally Required, But Optional? Coverage Type Mandatory? Notes … Read more
In the United States, if you’re renting a car, there are several insurance options available to protect you during the rental period. Here’s an overview of how rental car insurance works and what coverage types you might encounter: 🔹 1. Types of Rental Car Insurance Policies Coverage Type What It Covers Collision Damage Waiver (CDW) … Read more
In the UK, attorneys (called solicitors and barristers) are governed by strict ethics and professional conduct rules designed to maintain trust in the legal system. These rules are mainly enforced by: ⚖️ Core Attorney Ethics & Conduct Rules in the UK: ✅ 1. Duty to the Court ✅ 2. Duty of Confidentiality ✅ 3. Duty … Read more
In New York State, attorneys are not legally required to carry malpractice insurance (Legal Professional Liability, or LPL insurance). There’s no mandate by law or the state bar forcing attorneys to maintain such coverage, and you do not have to disclose your insurance status to clients, unless asked directly—and even then, you’re not obligated to … Read more
ChatGPT said: In Germany, house insurance is not legally compulsory, but some types of insurance are strongly recommended and may be required by banks if you take a mortgage. 🏡 1. Is House Insurance Legally Required? 🔒 2. Common Types of House-Related Insurance in Germany: ✅ a) Wohngebäudeversicherung (Building Insurance) ✅ b) Hausratversicherung (Household Contents … Read more